Credit Risk Manager

About us

We are a small team of ambitious, passionate, and committed people who have come together to make our shared purpose a reality – to help build better futures for the communities that need it most. Following the award of our full banking licence we are delighted to be adding to our team to enable our big ambitions. We are determined to grow a bank that we can be proud of. One that makes a difference, is empathetic, fair and creates opportunities for everyone.

Role purpose:

The purpose of the role is to assist the Head of Enterprise & Credit Risk maintain an effective end-to-end Credit Risk Oversight function for GB Bank. 

As Credit Risk Manager, you will find yourself: 

  • Developing and continuously improving the credit risk analytics including the choice of internal / external data, analytical tool, production of dashboards / outputs
  • Ongoing development of the Bank’s credit risk appetite capabilities (limits, monitoring, etc.)
  • Monitoring lending book performance against established Risk Appetite KPIs
  • Development of Credit Committee reporting / MI suite
  • Supporting credit risk reporting to Exco, Risk Co and Board
  • Providing oversight of credit risk aspects of regulatory reports / returns 
  • Managing and building internal relationships with key functions within the business
  • Supporting stress testing & other analysis within the ICAAP, ILAAP, Recovery Plan & SWDP
  • Preparation of data and analytics as per the Bank’s Credit Risk Roadmap 

Skills and experience – you are/will have most of the following:

  • A drive to provide quality output as part of a high-performing team
  • Have the ability to meet deadlines and understand changing priorities throughout the month
  • Experience of working within a regulated financial services environment
  • A qualification in an analytical / numerical field
  • An analytical thought process, with excellent quantitative analysis skills
  • Strong analytical skills & a curious mind (familiarity with Power BI is a prerequisite)
  • The ability to draw conclusions based on analytic results, and present complex concepts and results in a way tailored to the audience
  • Excellent problem-solving skills and attention to detail 
  • Enjoy working collaboratively and are a clear communicator

What we can offer you:

💰 8% company pension contribution and 3% individual contribution (which you can opt to increase)

🚀 The opportunity to participate in our future success via share options (CSOPs)

🌴 30 days holiday every year – which includes your birthday off 🎂 + bank holidays on top

🏖 Work from Anywhere – for four weeks of the year you can work from anywhere worldwide

🏡 Flexible working – you ‘own the way you work’ and we are proud to have been recognised as being one of the top 100 most flexible companies to work for in the world. 

🏥 Top tier private medical cover with WPA – includes no excess + you can add family through salary sacrifice

🔒 Death in service at 4 x base salary with Aviva

🧠 Mental health support – through a helpline and counselling sessions

👶 Enhanced maternity, paternity and adoption leave

🎉 Various surprise and delight moments throughout the year to help build team connection

What else do I need to know?

Location: You will predominately work from home but will be required to travel to our offices when your role requires this.

Salary: £60,000 – £70,000 per annum

Hours: 35 hrs per week

How to Apply:

Please submit both your CV and cover letter to careers@thegbb.co.uk, linking your experience to our requirements in order to have your application considered. 

We are an equal opportunities employer and positively encourage applications from suitably qualified and eligible candidates, regardless of their age, sex, race, disability, sexual orientation, gender reassignment, religion or belief, marital/civil partnership status, or pregnancy and maternity.

At GB Bank, we value privacy and data protection rights. We have longstanding data protection culture and promote robust ethical standards in data management. Please read our Privacy Notice in relation to our recruitment activities before submitting your application to work with us.