About us

We are a small team of ambitious, passionate, and committed people who have come together to make our shared purpose a reality – to help build better futures for the communities that need it most. Following the award of our full banking licence we are delighted to be adding to our team to enable our big ambitions. We are determined to grow a bank that we can be proud of. One that makes a difference, is empathetic, fair and creates opportunities for everyone.

Role purpose

In this new and exciting role you will use your knowledge and experience to combine art with science to manage the Bank’s lending portfolio of bespoke property-backed loans.

Reporting directly to the Chief Commercial Officer, you will manage GBB’s lending portfolio and assist GBB deliver key business objectives.

As Head of Lending Portfolio you will find yourself:

  • Managing the Lending Portfolio team.
  • Managing, monitoring & overseeing the Lending portfolio’s post-lending activities and loan maturity strategies.
  • Working closely with front-line relationship teams with the management of post-lending in-life loan activities and subsequent reporting of key performance metrics to CCO and appropriate committees.
  • Managing the credit relationship for customers classified as Watch or Recoveries and mitigate the risk to the Bank as well as minimise provisions and maximise recoveries in a capital efficient manner.
  • Support the risk and front-line relationship teams throughout the Collections process to ensure customers supported appropriately and Business Support Policy is followed.
  • Lead Watch and Recovery customer relationships whilst demonstrating a range of recovery and restructuring techniques across the portfolios to reduce risks and align portfolios to the risk appetite.
  • Analysing complex important customer/business metrics/problems and finding solutions to them.
  • Working collaboratively and constructively with others in risk and front-line relationship teams to ensure mutual satisfaction and continued growth whilst able to demonstrate independence.
  • Responsibility for continual implementation, maintaining and improving relevant systems & Policies.

Skills and experience – you are/will have most of the following:

  • Significant proven experience in credit risk, collections and workout roles across financial services and Specialist Mortgage banking.
  • Extensive experience of working with senior executives and the ability to influence outcomes.
  • Strong awareness of the regulatory framework including Conduct and Compliance requirements.
  • Proven analytical skills with a strong working knowledge of risk control systems, processes and reporting.
  • Excellent interpersonal skills, including the ability to engage with clients who are facing stressed trading conditions.
  • Strong leadership capabilities with the ability to communicate effectively with both risk and front-line relationship teams.
  • Evidence of balanced and independent judgement with a proven ability to drive change.
  • Strategic interest and vision.
  • Exceptional problems solving skills.
  • Strong financial acumen and expertise in project finance, risk management, and financial modelling, Loan & Debt servicing.
  • Ability to multitask and prioritise projects.

What we can offer you:

💰 8% company pension contribution and 3% individual contribution (which you can opt to increase)

🌴 30 days holiday every year – which includes your birthday off 🎂 + bank holidays on top

🏖 Work from Anywhere – for four weeks of the year you can work from anywhere worldwide

🏡 Flexible working – you ‘own the way you work’ and we are proud to have been recognised as being one of the top 100 most flexible companies to work for in the world.

🏥 Top tier private medical cover with WPA – includes no excess + you can add family through salary sacrifice

🔒 Death in service at 4 x base salary with Aviva

🧠 Mental health support – through a helpline and counselling sessions

👶 Enhanced maternity, paternity and adoption leave

🎉 Various surprise and delight moments throughout the year to help build team connection

What else do I need to know?

Location: London-based (hybrid working)

Salary: £90,000 – £105,000 per annum, commensurate with experience.

Hours: 35 hours per week

How to Apply:

Please submit both your CV and cover letter to careers@thegbb.co.uk, linking your experience to our requirements in order to have your application considered.

We are an equal opportunities employer and positively encourage applications from suitably qualified and eligible candidates, regardless of their age, sex, race, disability, sexual orientation, gender reassignment, religion or belief, marital/civil partnership status, or pregnancy and maternity.

At GB Bank, we value privacy and data protection rights. We have longstanding data protection culture and promote robust ethical standards in data management. Please read our Privacy Notice in relation to our recruitment activities before submitting your application to work with us.

About us

We are a team of ambitious, passionate, and committed people who have come together to make our shared purpose a reality – to help build better futures for the communities that need it most. We are determined to grow a bank that we can be proud of, one that makes a difference, is empathetic, fair and creates opportunities for everyone.

Role purpose

We are seeking a Head of Credit Underwriting to lead our growing first-line Credit Underwriting and Financial Crime teams. The successful candidate will be responsible for overseeing the credit underwriting process, ensuring prudent risk management practices to support the successful delivery of our lending growth plans.

This role requires a strategic leader with a deep understanding of both credit risk assessment in the SME property finance sector (particularly specialist Buy-to-let, bridging and commercial mortgage finance) and a proactive mindset towards mitigating financial crime risks.

One of the best things about this role is the opportunity to help GB Bank deliver sustainable growth, through maintaining high credit and customer on-boarding standards and a well-balanced lending book. In turn, this will help us to achieve our ambitions and really make a difference.

As Head of Credit Underwriting you’ll find yourself…

1. Credit Underwriting Leadership:

  • Leading and mentoring a growing team of commercial credit underwriters responsible for assessing creditworthiness, determining risk exposure, and structuring loan facilities for SME clients.
  • Being the technical lead for the Lending Policy & its supporting policies (e.g. periodic benchmarking to market, proactively identify opportunities for improvement, etc.)
  • Reviewing and implementing first-line credit underwriting processes and procedures to optimise lending decision making whilst maintaining prudent risk management practices and ensuring alignment with the Bank’s Policies, Risk Framework, regulatory requirements and industry best practices.
  • Overseeing the end-to-end credit assessment process, including risk analysis, financial modelling and due diligence, to make informed lending decisions.
  • Designing and reviewing delegated lending authority structures.
  • Utilising your own personal delegated lending authority for more complex cases and those which may be outside the Bank’s standard policy criteria. Presenting lending cases above your personal delegated lending authority to the Board Credit Committee.
  • Monitoring credit portfolio performance, identifying emerging risks, and implementing proactive strategies to mitigate potential losses.
  • Managing the onboarding, training & assessment of new underwriters for new / larger lending mandates.
  • Responsible for first-line lending Quality Assurance (QA) relating to underwriting decisions.

2. Financial Crime Oversight:

  • Overseeing the first-line financial crime team, responsible for preventing, detecting, and mitigating financial crime risks within the SME lending portfolio.
  • Developing and enhancing controls, processes, and systems to ensure compliance with relevant anti-money laundering (AML), counterterrorism (CTF), and sanctions regulations.

3. Risk Management and Governance:

  • Liaising with Relationship Management, Loan Completions, Sales Support & Portfolio Management teams to ensure effective credit risk management and fair customer outcomes are central to their ways of working.
  • Being the business area lead for new & emerging regulatory developments (e.g. Basel 3.1, Consumer Duty, Financial risks of climate change, etc.)
  • Being the business area lead for new projects (e.g. loan book acquisitions, forward flow agreements, etc.) and for new product launches / existing products into new markets.
  • Building relationships with and managing key external suppliers (e.g. credit reference agencies, valuation and legal panels) to support business objectives.
  • Acting as subject matter expert on Credit Risk, providing insights and recommendations to executive management and relevant committees, including Credit Committee and Regulatory and Conduct Risk Committee.
  • Keeping abreast of market trends, regulatory changes, and industry developments impacting SME lending, providing insights and recommendations to executive management.

Skills and experience – you are/will have most of the following:

  • Extensive credit underwriting experience within the banking or financial services industry with a proven track record of managing SME property lending portfolios.
  • Excellent leadership skills with the ability to inspire and motivate high performing teams, drive change initiatives, and foster a culture of collaboration and continuous improvement.
  • A deep understanding of credit risk assessment methodologies, financial analysis and regulatory compliance requirements.
  • Strong commercial acumen and the ability to balance risk and reward in lending decisions.
  • Strong understanding of financial crime compliance requirements, including AML, CTF, and sanctions regulations, preferably within a first-line risk function.
  • Excellent communication, negotiation, and relationship-building skills.
  • Demonstrable ability to think strategically, solve complex problems, and drive results in a fast-paced environment.
  • Professional qualifications such as London Institute of Banking and Finance (LIBF) or Chartered Banker are desirable but not essential.
  • Excited by the opportunity to work in a start-up bank with a real purpose and passion

What we can offer you:

💰 8% company pension contribution and 3% individual contribution (which you can opt to increase)

🌴 30 days holiday every year – which includes your birthday off 🎂 + bank holidays on top

🏖 Work from Anywhere – for four weeks of the year you can work from anywhere worldwide

🏡 Flexible working – you ‘own the way you work’ and we are proud to have been recognised as being one of the top 100 most flexible companies to work for in the world.

🏥 Top tier private medical cover with WPA – includes no excess + you can add family through salary sacrifice

🔒 Death in service at 4 x base salary with Aviva

🧠 Mental health support – through a helpline and counselling sessions

👶 Enhanced maternity, paternity and adoption leave

🎉 Various surprise and delight moments throughout the year to help build team connection

What else do I need to know?

Location: London–based (hybrid working)

Salary: £90,000 – £105,000 per annum, commensurate with experience

Hours: 35 hours per week

How to Apply:

Please submit both your CV and cover letter to careers@thegbb.co.uk, linking your experience to our requirements in order to have your application considered.

We are an equal opportunities employer and positively encourage applications from suitably qualified and eligible candidates, regardless of their age, sex, race, disability, sexual orientation, gender reassignment, religion or belief, marital/civil partnership status, or pregnancy and maternity.

At GB Bank, we value privacy and data protection rights. We have longstanding data protection culture and promote robust ethical standards in data management. Please read our Privacy Notice in relation to our recruitment activities before submitting your application to work with us.

About us

We are a team of ambitious, passionate, and committed people who have come together to make our shared purpose a reality – to support property owners, developers and investors fulfil their property goals. We recently secured additional investment and are delighted to be growing our team to enable our ambitions. We are determined to grow a bank that we and our team can be proud of.

Role Purpose

GB Bank have a fantastic opportunity for a Business Development Associate specialising in property backed lending, and in particular anyone with bridging and portfolio Buy-to-Let finance experience, to join our team.

In this exciting role, you will be responsible for originating new business enquiries, working to targets, within the specialist property financing sector, forming and maintaining mutually beneficial relationships and you will have an existing network of Brokers and Introducers, as well as other key business relationships.

In this role you’ll find yourself…

  • Proactive origination of new specialist property lending enquiries to meet agreed targets and work closely with the Relationship Management Team
  • Raising the profile and awareness of GB Bank in the markets that we operate through effective and targeted networking
  • Delivering fantastic service to your broker and Introducer network and ensuring that GB Bank are at the forefront of their thoughts for their client’s future lending needs
  • Manage and deliver Active Campaigns in line with the Bank’s lending priorities and attend key events and exhibitions as a representative of GB Bank

A bit about you – You are/have most of the following:

  • A Business Development Associate/Manager with a proven track record of achieving targets in originating business from the following products: bridging, buy to let and commercial mortgages.
  • Strong business development skills with broad market knowledge and presence and with excellent communication skills;
  • A desire to grow a network of Brokers and Introducers who can support you and enable your own success at GB Bank
  • Be able to operate with the Banks lending guidelines in mind, and have a good knowledge of the end to end lending process, with a particular focus on Buy to Let and Bridging finance
  • Knowledge of risk management, core lending and financial analysis skills;
  • Excited to hit the ground running and to make an instant positive impact on the Bank and the communities that we operate in

What we can offer you:

💰 8% company pension contribution and 3% individual contribution (which you can opt to increase)

🌴 30 days holiday every year – which includes your birthday off 🎂 + bank holidays on top

🏖 Work from Anywhere – for four weeks of the year you can work from anywhere worldwide

🏡 Flexible working – you ‘own the way you work’ and we are proud to have been recognised as being one of the top 100 most flexible companies to work for in the world.

🏥 Top tier private medical cover with WPA – includes no excess + you can add family through salary sacrifice

🔒 Death in service at 4 x base salary with Aviva

🧠 Mental health support – through a helpline and counselling sessions

👶 Enhanced maternity, paternity and adoption leave

🎉 Various surprise and delight moments throughout the year to help build team connection

What else do I need to know?

Location: London-based (Hybrid working)

Salary: £35,000 – £40,000 per annum

Hours: 35 hrs per week

How to Apply:

Please submit both your CV and cover letter to careers@thegbb.co.uk, linking your experience to our requirements in order to have your application considered.

We are an equal opportunities employer and positively encourage applications from suitably qualified and eligible candidates, regardless of their age, sex, race, disability, sexual orientation, gender reassignment, religion or belief, marital/civil partnership status, or pregnancy and maternity.

At GB Bank, we value privacy and data protection rights. We have longstanding data protection culture and promote robust ethical standards in data management. Please read our Privacy Notice in relation to our recruitment activities before submitting your application to work with us.

About us

We are a team of ambitious, passionate, and committed people who have come together to make our shared purpose a reality – to help build better futures for the communities that need it most. We recently achieved our full banking licence and are delighted to be growing our team to enable our ambitions. We are determined to grow a bank that we and our team can be proud of. One that makes a difference, is empathetic, fair and creates opportunities for everyone.

Role purpose

In this exciting new role you will support GB Bank’s Head of Financial Crime & MLRO in the day to day execution of Line 2 fraud and financial crime responsibilities, acting as nominated officer for GB Bank and providing oversight and advisory to Line 1 operational teams.

Key areas of responsibility:

  • Act as the bank’s nominated officer, responsible for liaising with external agencies and filing Suspicious Activity Reports (SARs) to the National Crime Agency.
  • Own and develop the bank’s financial crime assurance framework, supporting the development and implementation of Line 2 oversight activities, quality assurance and thematic assurance testing of Line 1 activities.
  • Provide fraud and financial crime SME input to the bank’s program management process to support new products and initiatives, ensuring that relevant risks are identified and mitigated, and the bank meets it policy and regulatory requirements.
  • Support the development of the bank’s financial crime risk framework, drafting and developing appropriate policies, procedures, and processes to manage fraud and financial crime risks.
  • Support the Head of Financial Crime & MLRO with the annual firm wide financial crime risk assessment and preparation for the annual MLRO report.
  • Lead on the design and delivery of internal MI reporting and support external regulatory reporting requirements.
  • Provide technical expertise into current and future financial crime technology solutions, their implementation and configurations.
  • Support with Line 2 oversight of 3rd parties as per SYSC8 outsourcing requirements, including the likes of loan originator partners, deposits aggregator platforms and other relevant third parties providing services to GB Bank.
  • Provide advice and guidance to Line 1 colleagues in relation to complex CDD onboarding queries and customers presenting higher financial crime risks to the bank.
  • Conduct horizon scanning for regulatory change and maintaining a view of industry best practice.
  • Provide Fraud subject matter expertise to support the enhancing of the bank’s fraud management capabilities

A bit about you – You are/have:

  • Expert knowledge and practical application of obligations under the UK regulatory regime, including Money Laundering Regulations, JMLSG Guidance Notes and FATF Guidance.
  • Considerable skills and experience of fine tuning/optimising and implementing financial crime technology/SaaS solutions.
  • Extensive knowledge and financial crime experience, ideally gained from a Payments, Deposit accounts or SME Lending background.
  • Strong experience in Line 2 oversight activities, supporting the design and delivery of scalable financial crime frameworks and control environments.
  • Leading fraud management expertise and practical knowledge working with external agencies, such as Cifas.
  • Professional accreditations from recognised industry bodies (ICA or ACAMS) and a commitment to continual professional development are preferred
  • Minimum of 8 years’ experience in relevant roles and organisations is favourable

What we can offer you:

💰 8% company pension contribution and 3% individual contribution (which you can opt to increase)

🌴 30 days holiday every year – which includes your birthday off 🎂 + bank holidays on top

🏖 Work from Anywhere – for four weeks of the year you can work from anywhere worldwide

🏡 Flexible working – you ‘own the way you work’ and we are proud to have been recognised as being one of the top 100 most flexible companies to work for in the world.

🏥 Top tier private medical cover with WPA – includes no excess + you can add family through salary sacrifice

🔒 Death in service at 4 x base salary with Aviva

🧠 Mental health support – through a helpline and counselling sessions

👶 Enhanced maternity, paternity and adoption leave

🎉 Various surprise and delight moments throughout the year to help build team connection

What else do I need to know?

  • Location: You will predominately work from home but will be required to travel to our offices when your role requires this.
  • Salary: £70,000 – £90,000
  • Hours: 35 Hours per week

How to Apply:

Please submit both your CV and cover letter to careers@thegbb.co.uk, linking your experience to our requirements in order to have your application considered.

We are an equal opportunities employer and positively encourage applications from suitably qualified and eligible candidates, regardless of their age, sex, race, disability, sexual orientation, gender reassignment, religion or belief, marital/civil partnership status, or pregnancy and maternity.

At GB Bank, we value privacy and data protection rights. We have longstanding data protection culture and promote robust ethical standards in data management. Please read our Privacy Notice in relation to our recruitment activities before submitting your application to work with us.

About us

We are a small team of ambitious, passionate, and committed people who have come together to make our shared purpose a reality – to help build better futures for the communities that need it most. One that makes a difference, is empathetic, fair and creates opportunities for everyone.

Role purpose

In this new and exciting role you will use your extensive experience, in similar roles, to manage the Bank’s increasing loan portfolio of bespoke property-backed loans including Buy to Let, Investment Loans/Commercial Mortgages and Bridging facilities.

As a senior member of the Portfolio Management team, you will report directly to the Head of Portfolio Management with typical duties including (but not limited to) the following:

  • Ensure all loans are fully performing and achieve a satisfactory redemption by tracking loan performance and raising early warning signs or opportunities within the loan portfolio.
  • Assist with redemption strategies, reporting of key performance metrics and commercial decisioning within the role.
  • Continuous monitoring of loan performance & interest collection (arrears), ensuring loans are compliant with their contractual agreements, preparing reports for senior management, undertaking audits of data quality and being a point of contact for Customers throughout the life of a loan.
  • Assist the risk and front-line relationship teams throughout the Collections process to ensure customers supported appropriately and Business Support Policy is followed.
  • Using your experience to manage Watch and Recovery customer relationships whilst demonstrating a range of recovery and restructuring techniques across the portfolio to reduce risks and realign portfolios to risk appetite.
  • Working collaboratively and constructively with others in risk and front-line relationship teams to ensure mutual satisfaction and continued growth whilst able to demonstrate independence.
  • Continual implementation, maintaining and improving relevant systems & Policies.

Skills and experience:

The ideal individual for this role will have extensive experience of loan servicing or management within the commercial real estate sector. You will be able to demonstrate success in a role whereby you have managed live loans post funding and worked to support the ongoing performance and delivery of redemptions. Experience of the oversight of junior staff members would be advantageous though not essential. The ideal candidate will have proven experience in the following:

  • Property loan servicing and management.
  • Highly organised with an excellent attention to detail and comfortable communicating with Customers on all loan-related matters including those in distressed circumstances.
  • Understanding credit risk, collections and workout activities across financial services and specialist property banking.
  • Working in a team with the ability to influence outcomes.
  • Good awareness of regulatory frameworks including Conduct and Compliance requirements.
  • Proven analytical skills with a strong working knowledge of risk control systems, processes and reporting.
  • Evidence of the ability to communicate effectively and support both risk and front-line relationship teams.
  • Evidence of balanced and independent judgement with a proven ability to drive change.
  • Strong financial acumen and expertise in project finance, risk management, and financial modelling, Loan & Debt servicing.
  • Ability to multitask and prioritise projects.

What we can offer you:

💰 8% company pension contribution and 3% individual contribution (which you can opt to increase)

🌴 30 days holiday every year – which includes your birthday off 🎂 + bank holidays on top

🏖 Work from Anywhere – for four weeks of the year you can work from anywhere worldwide

🏡 Flexible working – you ‘own the way you work’ and we are proud to have been recognised as being one of the top 100 most flexible companies to work for in the world.

🏥 Top tier private medical cover with WPA – includes no excess + you can add family through salary sacrifice

🔒 Death in service at 4 x base salary with Aviva

🧠 Mental health support – through a helpline and counselling sessions

👶 Enhanced maternity, paternity and adoption leave

🎉 Various surprise and delight moments throughout the year to help build team connection

What else do I need to know?

Location: You will predominately work from home but will be required, infrequently, to travel to our offices when your role requires this.

Salary: £50,000 to £60,000 per annum depending on experience

Hours: 35 hrs per week

How to Apply:

Please submit both your CV and cover letter to careers@thegbb.co.uk, linking your experience to our requirements in order to have your application considered.

We are an equal opportunities employer and positively encourage applications from suitably qualified and eligible candidates, regardless of their age, sex, race, disability, sexual orientation, gender reassignment, religion or belief, marital/civil partnership status, or pregnancy and maternity.

At GB Bank, we value privacy and data protection rights. We have longstanding data protection culture and promote robust ethical standards in data management. Please read our Privacy Notice in relation to our recruitment activities before submitting your application to work with us.